Insurance:
The billing for TMS services includes two components: the treatment sessions conducted at SCTMSC and a separate psychiatric services charge which will be billed to you by your doctor’s office. Your final costs are determined by the number of treatment sessions needed – which varies from patient to patient – and the condition being treated. We will give you an estimate at the beginning of your treatment. SCTMSC requires deposits in advance, but will refund any sums that are not used. We accept cash, checks, and major credit cards. HSA accounts can be used to fund the treatment and cards from HSA accounts are accepted as well. We will discuss our detailed financial policies wiht you before you commit to receive treatment.
Use of Health Insurance
Southern Colorado TMS Center (SCTMSC), LLC will work with you to coordinate communication with your health insurance company. As is the case with many new technologies, many insurance companies have not yet made consistent policies about whether or not they will cover TMS treatment. Because insurance benefits vary, we cannot guarantee coverage. Some companies will not cover the procedure while others review coverage on a case-by-case basis. We offer support through two programs. The first is the NeuroStar Care Connection program which is offered to you by the manufacturer of the machine we use. It is set up to work with your insurance company to see if prior approval can be obtained. Links to their brochure and enrollment form are found below. The second method of support we offer is by filing a request for Prior Authorization with your insurance and submitting billings for the services you receive from us. There is no charge for this service by SCTMSC. If your physician needs to submit a letter of support, his or her office policies about such letters will determine if there is a charge.
Alternate Financing
Treatment may also be funded by personal or family loans, your local bank, or credit card company, or specialty finance companies. One such company is MedLoanFinance. This company is not part of SCTMSC, but they are familiar with TMS and may offer assistance to you. They offer various repayment plans including some interest free and other interest paid plans. The minimum repayment may be as litle as $100 per month, depending on the amount financed and your individual circumstances. Links are provided below.
NeuroStar Care Connection Enrollment Form: